100% describes the commission structure, not every expense
When comparing Florida brokerages, separate four items: the company’s percentage split, any cap on that split, fixed monthly or joining fees, and transaction charges. Then identify whether each charge is paid by the agent or the client.
On NEX Premium’s ordinary residential illustration, the company split is 0%. The monthly fee is $99 and the base client transaction charge is $595. If you choose to absorb the client charge, it becomes an agent expense. Written terms, minimums and exceptions still matter.
A capped split is another structure: the company receives its percentage until the applicable company-dollar cap is reached. A cap does not automatically erase every other fee. Compare a full anniversary year with the same assumptions for each plan.
Use the same production and show both payers
Illustration: 12 ordinary residential closing sides at a $450,000 sale price and a hypothetical 2.5% commission per side. That is $11,250 gross commission per closing and $135,000 for a full anniversary year. These are sample inputs, not an earnings forecast or a recommended commission rate.
| Plan | Agent-paid brokerage costs | Separate client charges | Agent costs if absorbing those charges |
|---|---|---|---|
| NEX Level | $20,099 | $3,540 | $23,639 |
| NEX Elite | $14,208 | $3,540 | $17,748 |
| NEX Premium | $1,188 | $7,140 | $8,328 |
Scroll the table to see all cost columns on a smaller screen.
Agent costs include the company split up to the applicable cap, 12 monthly fees and the first-year join fee. The last column assumes the agent pays every client transaction charge. Taxes, MLS/board dues, licensing, advertising, referrals and other business expenses are separate. Illustrative ordinary residential sales only. Current ICA, minimum compensation, referrals, rentals, commercial, property management and special agreements are not included; request a written review for these situations. A full anniversary year is assumed. No earnings or lead guarantee.
At low closing counts, fixed monthly charges may be a larger part of the comparison. At higher production, the applicable cap may become more important. If sale prices vary widely, run more than one scenario instead of treating your average as every deal.
Check cap boundaries, team size and luxury sales
For NEX Premium, a sale price above $1,000,000 uses the greater of 5% of gross commission or $595 as the client transaction charge. At exactly the threshold, the base charge applies. The percentage is applied to gross commission, not the sale price.
A hypothetical $1.5 million closing side at a 2.5% commission produces $37,500 gross commission. Under the current Premium rule, the client transaction charge is $1,875. The base charge is $595; the rule above the threshold uses the greater of that base or 5% of gross commission. Who pays still matters: client-paid and agent-absorbed scenarios have different agent costs.
Elite team caps depend on approved team size. Compare one to five agents separately from a larger team, and confirm the written team structure. The calculator does not grant team approval or establish program eligibility.
Request a written review for referrals, rentals, commercial transactions, property management, minimum compensation and special agreements. These are outside the ordinary residential illustration.
Build your own complete comparison
- Gather your current split, cap, monthly, fixed and per-transaction charges.
- Use a realistic closing count, sale price and negotiated commission assumption.
- Show client charges separately, then run a second version if you absorb them.
- Review included tools and conditional benefits alongside the costs.
- Confirm the current written plan and exceptions with the brokerage.
Use the complete benefit comparison and the brokerage interview guide to review the working day behind the numbers.
NEX terms source: September 2026 NEX Opportunity Packet · Written plan structure 2026.2. Website content mynex-2026-10-07.1. Current written terms and approved exceptions control.